Help with Pension Credit and Benefits

All information correct at the time of publication.

What is pension credit?

Pension credit is an income-related benefit aimed at people over state pension age (currently rising from 65 to 66 for men and women).

According to the Government, more than three million households are eligible for pension credit, but four out of 10 fail to claim the benefit – in many cases because they don’t realise they’re entitled to it.

Pension Credit offers older people a top-up to their income and is available to single pensioners, including widows and widowers, as well as couples.

For single pensioners with a weekly income (including pension) below £167.25, pension credit will top you up to £167.25.

If you have a partner and your joint weekly income is below £255.25, it’ll top up your combined income up to £255.25.

A savings credit is also available

To check your full entitlement, phone the pension credit claim line on 0800 99 1234 or use this online tool to find out how much you could get.

If you pay mortgage interest or have other housing costs, caring responsibilities, are responsible for a child, or are severely disabled, you may be entitled to more pension credit. Use our guide and universal credit and benefits calculator to get a clearer picture.

If you need help contact the Timberscombe Good Neighbours by using the contact form at the bottom of the TGN home page , click HERE .

If you receive pension credit you can also qualify for other benefits

  • Free TV licence for over-75s (from June 2020) – worth £154.50 a year
  • 20 % reduction on your water bill from Wessex Water
  • Council tax reduction – potentially worth £1,000 to £2,000 a year
  • Warm home discount – worth £140 a year
  • Housing benefit – potentially worth £1,000s a year
  • Cold weather payments – potentially worth £25 a week in winter
  • Free home insulation and boiler grants – worth £1,000s for some
  • Free dental treatment – worth £100s a year for some
  • Voucher for glasses/contact lenses – worth £39 to £215 depending on your prescription

Additionally, you may be able to get other deals such as a discount phone/broadband tariff.

If you need help contact the Timberscombe Good Neighbours by using the contact form at the bottom of the TGN home page , click HERE .

How do I claim pension credit?

The quickest way to claim pension credit is to call the Pension Service on 0800 99 1234. It will even fill in the application form for you.

You’ll need:

  • Your national insurance number
  • Information about your income, savings and investments
  • Your bank account details

You can make a paper application if you’re unable to make a claim by phone. You can get a friend or family member to call the helpline to ask for a paper application.

If you need help contact the Timberscombe Good Neighbours by using the contact form at the bottom of the TGN home page , click HERE .